Bank of the West Banking Services

Talk to our experienced business bankers to find the products and services that can help you run your business effectively and efficiently.

Merchant Services

Bank of the West offers a full line of products and services to help you manage your cash flow so your business model can nimbly respond to both unexpected bills and surprise opportunities.

We offer same-business-day funding at no extra cost on payments electronically deposited into your Bank of the West business checking account.1

Talk with a business banker about payment solutions.2

Credit cards

We have the right card to suit almost every business need.

Business Rewards: For businesses that like to accure points for perks.

Business credit card: Check for special offers on this low interest, everyday card.

The Business Builder Program allows businesses less than 3 years old to get a credit card and help you start building business credit.3

Talk with a business banker about credit solutions

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HR and payroll services

HR and payroll services

Bank of the West has teamed up with ADP®4 to offer you a variety of HR & Payroll
services to address almost everything from managing people to maintaining compliance.

Full Service Payroll from ADP is designed to meet all our payroll and human resources needs. They help keep your business compliant with HR laws, handle a myriad of payroll and HR issues plus provide 24/7/365 customer support.

The DIY Payroll option lets you process payroll for a low monthly fee when you do your own set-up. Other features include automatic tax calculations and electronic tax payments.

Talk with a business banker about HR & Payroll solutions

Fraud protection

Bank of the West takes fraud protection very seriously so we have a number of features to help protect your business such as Positive Pay that only allows preauthorized checks or ACH transactions to post to your account. You can also block or filter preauthorized transactions on certain accounts. Speak with your small business banker about additional anti-fraud options.

Talk with a business banker about fraud protection

A white women entrepreneur in a blue t-shirt is looking at her white tables screen in a white office with a large window behind her with a faint view of skyscrapers in the background.

Bank of the West offers

Bank of the West offers

Business checking accounts

Choose either our Classic Business Checking or Choice Business Checking account based on what best fits your business needs. Both accounts help provide everyday money management essentials with ways to waive monthly fees and mobile banking, online banking, bill pay, and debit card included.

Talk with a business banker about business checking accounts

Business savings and money market accounts

Business savings and money market accounts5

We understand how important savings and Money Market accounts are for efficient cash management liquidity, as well as risk protection. Each of our business accounts offers a way to waive fees and Money Market Select also offers a competitive rate for higher account balances and a relationship interest rate if linked to a Choice Business Checking account to help make the most of your money.

Talk with a business banker about business savings accounts

Talk to a business banker

Talk to a business banker

We can help you access whether a particular service is good fit for you.